Nikhil Waiker’s journey with Prudent began in 2010, when he decided to leave a demanding job in the life insurance industry and build a business of his own. Today, he manages over ₹140 crore in AUM, has an SIP book of ₹93 lakh and serves more than 500 retail clients.

In this conversation, Nikhil shares how attending Prudent’s Partner Leadership Conference in 2013 changed his perspective on the opportunities in mutual fund distribution and motivated him to approach his business with a bigger vision.

He discusses his focus on retail investors, long-term investing and personal client relationships. He also explains how Fundzbazar’s dashboard, portfolio valuation reports and email-back services help him monitor transactions, review portfolios and maintain regular communication with clients.

Nikhil highlights the role of Prudent’s technology, infrastructure and guidance, along with his family’s support, in his business journey. He also shares his perspective on th

Time can make a significant difference in investing. In this video, we look at how mutual fund holding periods, SIP investments and long-term investing have changed between 2021 and 2026.

Are you a long-term or short-term investor? Tell us in the comments and subscribe for more investing insights.

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The future belongs to those who can drive their business with Peak Efficiency and Peak Productivity.

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